| (Published: Thu, 07 May 2009 20:47:15 -0600) |
| Auto Insurance and Leasing |
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When leasing a car, it’s easier to stick with the same company for your
auto insurance. What you don’t know, however, is that you may end up
paying too much for your coverage and it’s better to look elsewhere for
lower rates.
When you lease, the vehicle that you will drive belongs to the |
| Author: John Park |
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| (Published: Thu, 07 May 2009 20:47:15 -0600) |
| Auto Leasing Scams |
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Car-leasing has been lauded as a more attractive alternative to buying,
offering in the process the flexibility to drive a new car for less. The
reality, however, is that leasing is an option that is fraught with many
pitfalls for the average customer. Leasing regulation does not require as |
| Author: John Park |
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| (Published: Thu, 07 May 2009 20:47:15 -0600) |
| Benefits of leasing |
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Despite aggressive low-interest financing, cash-back offers and other
purchasing incentives offered by leading auto-makers to buyers, leasing
numbers keep increasing steadily over the years. Leasing is not only an
attractive financial proposition to most auto-consumers, but also a
lifestyl |
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| (Published: Thu, 07 May 2009 20:47:15 -0600) |
| Buy a car at the end of your lease |
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You’ve come to the end of your lease and you like you car enough you want
to keep it in the driveway. Just like buying a used car, there is some
research to be done to nail a good deal.
First, you need to know the cost of buying out your lease. Read the fine
print of your contract and l |
| Author: John Park |
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| (Published: Thu, 07 May 2009 20:47:15 -0600) |
| Buy or Lease? |
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It’s the classic dilemma that faces every auto-consumer out there: Pay
cash upfront or forego the ownership and pay monthly settlements instead?
Buy or lease for a new set of wheels?
As is the case with every other common dilemma, there is no slam-dunk
answer. Each option has its own ben |
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| (Published: Thu, 07 May 2009 20:47:15 -0600) |
| Dealer Leasing Tricks |
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Too often when it comes to auto-leasing, people get so dazzled by the
myriad terms and the jargon thrown their way that they end-up paying
through the nose, relying on a dealer’s “help” than their own informed
decision.
Here is a look at some of the tricks dealers use to pad their profi |
| Author: John Park |
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| (Published: Thu, 07 May 2009 20:47:15 -0600) |
| Fees involved in leasing |
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Mention auto-leasing and most people will automatically assume a low-
monthly payment. There is actually more than what meets the eye, and a
number of fees are involved at various stages of the lease process.
At the beginning of the lease, you have to pay a refundable security
deposit, ty |
| Author: John Park |
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| (Published: Thu, 07 May 2009 20:47:15 -0600) |
| Go green and save on your lease |
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Hybrid vehicles’ popularity has sharply grown from a couple of thousands
in early 2000 to close to 300, 000 by the end of 2005. The trend is
rapidly catching with the auto-leasing industry with generous tax credits
and incentives on offer if you go green.
Beginning in 2006, businesses and |
| Author: John Park |
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| (Published: Thu, 07 May 2009 20:47:15 -0600) |
| How to avoid extra costs at the end of your lease |
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$250 to dispose of your vehicle, $1000 for extra miles you put on the clock
and $200 to replace the light bulb and the worn tyres—lease agents
constantly nickel-and-dime consumers when their lease runs out.
Here’s a rundown of what can trigger those fees, and some steps to take in
self- |
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| (Published: Thu, 07 May 2009 20:47:15 -0600) |
| How to calculate your lease payment |
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Understanding how to calculate your monthly lease payment makes it easier
for you to make an informed decision. Yet, most of us shy away from the
“complicated” math on our lease contract, leaving it up to the dealer to
do the payment formula.
Actually, it’s not that difficult! Once you |
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| (Published: Thu, 07 May 2009 20:47:15 -0600) |
| How to get out of a lease before your contract expires |
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When your lease is up, you can simply turn in the keys and lease another
car or buy a new one. But how about getting out before the lease ends?
Maybe you can’t afford the sky-high payments on that silky Jaguar JX V6
model anymore or you’ve just had a baby and you need a larger and more
spa |
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| (Published: Thu, 07 May 2009 20:47:15 -0600) |
| How to lease a new car? |
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Whether you lease a car to get into the latest models or have better purchasing
flexibility, getting a good deal is always bound to give you a lift. Use
these guidelines to help you spot one:
Check incentives: be on the look-out for factory –subsidized lease deals.
Car manufacturers re |
| Author: John Park |
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| (Published: Thu, 07 May 2009 20:47:15 -0600) |
| How to spot a good car lease |
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Leasing has been lauded as your cheapest ticket to keep up with the
industry’s hottest vehicles and trends. The jury, however, is still out
on leasing: with the industry long on hype and short on detail, it is
difficult to distinguish between a genuinely good deal and a downright
up-selli |
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| (Published: Thu, 07 May 2009 20:47:15 -0600) |
| Independent Car lease companies |
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To lease, you have two possible choices: either lease through a dealer’s
finance source or through an independent lease company.
A conventional dealer has a captive finance source, which can be the car
manufacturer’s financial company, such as BMW Financial Services, Honda
Motor Credit or |
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| (Published: Thu, 07 May 2009 20:47:15 -0600) |
| Lease Financing |
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For auto-consumers, crunching the numbers is one of the most difficult and
confusing aspects of leasing.
Take the finance charge on a lease for instance. Most people just don’t
understand how this is calculated on capitalised cost AND residual value
instead of just the capitalised cost. For |
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| (Published: Thu, 07 May 2009 20:47:15 -0600) |
| Lease Trading |
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Ever wanted to terminate your lease early, comfortable with the thought you
weren’t going to be hit with hefty fees? You can if you transfer your lease
to someone else.
Trading a lease is the best option for people who want to terminate a lease
early and don’t want to pay the large termi |
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| (Published: Thu, 07 May 2009 20:47:15 -0600) |
| Leasing and your credit score. |
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Your credit score is part of the leasing decision. When you apply for a
lease, your lease company will typically look at your credit score to
decide whether you to approve the application.
The leasing contract stipulates that you make regular, monthly payments
over your lease term. The c |
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| (Published: Thu, 07 May 2009 20:47:15 -0600) |
| Leasing Glossary |
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In order to get a good leasing deal, you need to understand leasing jargon.
Read through this leasing glossary to get an overview of the basics:
Acquisition fee: A fee charged by a leasing company to begin a lease. Not
all leasing companies charge an acquisition fee but if charge it starts |
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| (Published: Thu, 07 May 2009 20:47:15 -0600) |
| Leasing used cars explained |
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Leasing a used vehicle can be an attractive deal in many ways, no least
getting you into that luxury model or SUV, for lower monthly payments than
a brand new one. Be prepared, however, to do some more homework to dissect
a good deal.
As with new car-leasing, your price research shoul |
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| (Published: Thu, 07 May 2009 20:47:15 -0600) |
| Leasing with bad credit |
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Have you been refused a car lease? Chances are you have less flawed credit
history. Know what’s involved and what you can do to build good credit
history.
Credit score is a measure of your credit worthiness used by leasing agents
to determine whether you are eligible for a lease. You cre |
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| (Published: Thu, 07 May 2009 20:47:15 -0600) |
| Luxury Cars and Resale Values |
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When it comes to ultra-luxury, high-end vehicle leasing, there is no doubt
that the best deals are those cars that hold their value. With this in
mind, we single out a few truths about residual values that consistently
apply to high-end leasing.
The most determining factor when it comes |
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| (Published: Thu, 07 May 2009 20:47:15 -0600) |
| Single-Payment Lease |
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A prepaid lease is a new type of lease which has made its foray into the
market in recent times. In this lease, consumers forego the cycle of lease
payments if they make a large payment at the beginning of the lease.
There are two amounts in a conventional lease that incur charges and
de |
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| (Published: Thu, 07 May 2009 20:47:15 -0600) |
| The residual value of leasing |
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If you are in the market to lease a vehicle, you will hear the term
“residual value” recur like a leitmotif. A residual value does not only
affect your monthly payments, but is equally used by leasing companies
to determine any penalties should you break your lease early and how
much to p |
| Author: John Park |
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| (Published: Thu, 07 May 2009 20:47:15 -0600) |
| Using lease calculators |
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Want to calculate your monthly lease payment? Consider using a lease
calculator
If you are considering a car lease, then you might want to know some key
figures involved in the deal: the monthly lease payments, the overall cost
of the lease and how much savings can be made compared to pu |
| Author: John Park |
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